Berjaya Mutual Sdn Bhd (“Berjaya Mutual”) is responsible to maintain a high level of security to ensure the security of the information provided, there are risks beyond our control. Users may be exposed to risks associated with hardware and software failure. Therefore, users should be aware and acknowledge the risks of sending confidential information through internet site such as while performing any online transactions. As a precaution, users should always ensure that the personal computer used is secured and protected from unauthorised access and/or virus that may reveal confidential information to a third party. Users should also be wary of email scams and attachments that may attempt to obtain personal information via illicit means.

Please note that any communication via the website is not via a private or secure link or in an encrypted form and is therefore subject to the usual hazards of Internet communications. IPAM cannot guarantee that this communication has not been subject to unauthorised interception or modification.